We had our meetings with the Nurse Coordinator (NC) and the Financial Coordinator (FC) in November. They both were quick meetings. Both were supposed to take 1-2 hrs and we were in and out in 30 min. The NC appt was really just a review for me. Nothing new. The FC appt was new since we have never had coverage of IVF. The cycle still will cost us around $6k. And that's with our insurance covering $7k. That cost does include meds and such. It does not include acupuncture, which I am hoping to try this time around. So add in another $1-2k for that. Yikes!
Our plan is to move forward with a cycle in the next few months. We are moving from our current rental sometime in March. I was kind of hoping to start with my January cycle, but then I would be cycling and moving. No woman needs that kind of stress! Plus my hope is our next home will be closer to the clinic making all those daily US and BW appts a lot easier. So maybe April... We decided to wait until the new year so we could meet our deductible and out-of-pocket max all at one time. No sense in starting a cycle in December and have to pay all of those costs again in January. And once those costs are met we will have 100% coverage for the rest of the year. (Not for the actual IVF but everything else.)
I am still really nervous about the whole thing. I have a 2 yr old I have to accommodate now and find a sitter and also try not to lose it with when I am crazy on hormones. How do you moms out there do it with a little one at home and cycling? Last time I remember feeling like I was pretty crazy and I don't want to be like that this time. Fingers crossed this cycle won't be as traumatic.
When I called the office way back in July it felt like an eternity to wait for our consult. Now here we are in January and the thought of cycling in the next few months makes me scared. We all know the "what if's" that come along with this process, so no need for me to hash that all out here. I'm just so lost in this space where we once again find ourselves. I feel blessed we can cycle again and hating the fact that we have to. Will I ever accept that this is my lot in life? Part of me feels that accepting that is releasing a part of me that holds out hope that one day I will just be pregnant. No shots, no ultrasounds, no checks written, just pregnant. It's time to let go... It's just so dang hard.
Ugh I went through many of those same though when we did our 2nd IVF trying to have a second baby (didn't work - BOO!). It is harder with a toddler, but not impossible. Also it not working was immeasurably easier I imagine....
ReplyDeleteGood luck! Will be thinking of you!